What the "One Big Beautiful Bill" means for borrowers [SLP Insiders]


As I write this Thursday morning, the "One Big Beautiful Bill" Act is about to pass the House in basically the same form that it passed the Senate, and it'll probably get signed shortly after. What does this mean for borrowers? Here's a quick summary in case you're as exhausted as I am from all this mess: If you're on Old IBR: you stay on it If you're on New IBR: you stay on it If you're on PAYE: you'll get transitioned out of PAYE onto Old IBR at some point between mid 2026 and 2028 If...

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